Suze Orman : (6) " Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments – they may not be as high as you think. " - Suze Orman " Your credit score affects the interest rates you’re offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums. " - Suze Orman " You should keep a copy of your tax return indefinitely, but you need to save supporting documents for only three years. " - Suze Orman " It wasn’t until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn’t have, more than pretend about what I did. That was interesting. " - Suze Orman " The most important loan to pay is your student loan. It’s more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases. " - Suze Orman " To make the most of your money, I recommend sticking with mutual funds that don’t charge a commission when you buy or sell. " - Suze Orman