Franklin Raines : (3) " Right now we think that rates will stay low, that you’ll be able to get a mortgage below seven percent and that’s kicked off a refinance boom that’s going to put more money in the pockets of consumers. " - Franklin Raines " Well, I think as long as people are talking about stimulus, I think the Fed will be thinking about cutting rates because monetary policy is the better way to go because you can turn it on and turn it off. " - Franklin Raines " Well, there are about 10 million children that aren’t covered by health insurance. About 3 million qualify for Medicaid but don’t get it, so we’re going to reach out and bring more of those kids into the Medicaid program. " - Franklin Raines