Chanda Kochhar : (16) " When we in our sector talk of the adoption of Indian consumers to new products and innovative ways of doing banking, they always exceed our expectations. " - Chanda Kochhar " The real underlying value comes if you can put a company back into a running state and it becomes a successful viable entity if it continues to repay loans. " - Chanda Kochhar " My priorities are going to be to play a very balanced role in the sense that I have to keep an eye on the challenges in the environment. At the same time, I have to keep an eye on the optimism that is there for India. " - Chanda Kochhar " I always believe that, as you start out, while you should have a big dream – a big goal – but it’s also important to move step by step. So, you know, frankly, if you ask me, when I started as a management trainee in 1984, I don’t know that I really thought that I would become the CEO. " - Chanda Kochhar " It is important always to make full use of opportunities that come your way, and at the same time, it is important to not just cope with the challenges but try and convert each challenge into an opportunity. " - Chanda Kochhar " Even if it does not become cashless economy, it will become a less cash economy, and I think that itself is going to be a good and big achievement, and I think we are, as a country, gone through many of large changes, and ICICI has been a leader in many of them. " - Chanda Kochhar